Follow the Cash
Margins & Meltdowns · Tool
Follow the Cash
Give every dollar a job.
Stop guessing what's actually safe to spend. Follow the Cash tells you exactly how much to move into each of your accounts — owner's pay, profit, tax, GST, inventory, marketing — before the money gets spent.
The problem it solves
There's money in the account, so things feel fine — until a tax bill, a supplier invoice and a payroll run all land in the same week and suddenly they don't. The balance in your bank was never really "yours" to spend; a big chunk of it belonged to tax, GST and your next inventory order all along.
Follow the Cash splits your income on the way in, not on the way out. Every deposit gets divided across your accounts by the targets you set, so the balance you see is the balance you can actually use.
How it works
Set your targets
Enter your accounts and the percentage each should get.
Enter what came in
Pop in the deposit and it splits instantly across every account.
Move the money
Transfer the amounts shown. Done in two minutes, every time.
See it in action
A 60-second look at what changes once your income splits itself — no spreadsheet, no guesswork.
What you get
- The Follow the Cash tool — full access for 12 months
- A step-by-step setup video, so you're up and running in minutes (yours as soon as you buy)
- Handles GST (NZ/Australia), sales tax (US) or VAT (UK/Europe) as a pass-through, so it never counts money that was never yours
- Unlimited accounts and your own target percentages
- Works on desktop and mobile — no spreadsheet, no login gymnastics
Questions
How long do I have access?
Your licence gives you 12 months of access from the day you buy. During the launch there's no lifetime option — this keeps pricing honest while the tools are still growing.
Does it work outside New Zealand?
Yes. Follow the Cash is customisable to the currency and country where your business is based. You can also treat GST (NZ or Australia), sales tax (US) or VAT (Europe and UK) as a pass-through, so the split is based on money that's genuinely yours to allocate.
Do I need accounting software?
No. If you can read your bank balance, you can use this. It sits alongside whatever you already use.
What's the LAUNCH code?
It applies the launch price at checkout and runs through the end of 2026. After that, the tool moves to its standard price.